In conversation With Arjun Kharpal of CNBC, the president of Ripple, Monica Long, drew the agenda after the company’s litigation, detailing how a possible initial public offer of the United States.
Ripple IPO: On the table, but not urgent
Long, who joined Ripple 12 years after working with co -founder Chris Larsen in the pair lender prosper, remembered that Banks “Slam[med] The door on our face “when Ripple first launched a cross -border settlement based on blockchain in 2014. A decade later, he said:” The banks understand that this will be the future of finance and, therefore, have adopted it much more “, framing that change as the backdrop for the current expansion of Ripple in custody, the services of the token.
Although CEO Brad Garlinghouse has previously linked an OPI until the end of Ripple’s legal dispute with the US stock and values commission. UU., Long did not indicate any hurry immediately to the list. “At this time, we have a lot of liquidity … billions of dollars in cash in the balance,” he told Kharpal.
Therefore, the company focuses on inorganic growth (“we are in an purchasing position,” he added, instead of collecting new capital in public markets. Even so, Long acknowledged that US policy signals have reopened the national opportunities that were effectively sealed during the SEC demand.
Since Judge Analisa Torres ruled in July 2023 that “XRP itself is not security,” Ripple has resumed the contracting and deeper commitment to US banks. “To modernize infrastructure for financial institutions, it is not realistic that existing systems such as banks connect directly to the block chain. They need a connective tissue that is what we provide,” Long added.
Focus on rlusd
The Ripple entry into the stable value sand is produced through Ripple USD (RLUSD), now around a market capitalization of $ 300 million. Long said the decision to launch arose from the live payment corridors in the commercial lanes of Latin America-Asia, where the counterparts “would prefer to treat in dollars than their local currency that is very volatile.” She positioned Rlusd as a 24/7 liquidity railroad for companies that are limited by “banking times, nights and weekends” in the today’s banking battery.
Although he acknowledged that the explosive growth of the Stablecoin market has been promoted by cryptography trade, he emphasized that Ripple’s “commitment is really on the institutional side”, naming cross -border payments and collateral management as cases of central use of RLUSD.
The strategy received an immediate advantage through the agreement of $ 1.25 billion Ripple to acquire Prime Broker Hidden Road, which already eliminates approximately $ 3 billion in annual volume. The clientele of Hidden Road, said for a long time, demand dollars in the chain as a margin for traditional assets, an application that could accelerate RUSD circulation without competing face to face with giants oriented to retail trade.
Tokenization and regulatory backdrop
Long also reaffirmed the company’s conviction that Blockchain would evolve to a “modern financial railroad”, with tokenized capital market instruments such as the next border. Ripple is providing custody and emission software to banks such as SG forge, which allows them to coin and manage digital representations of actions, bonds and other values while retaining the control of the product design.
The emphasis, he said, is “sewing together the infrastructure between the inherited systems and in the chain”, an issue that echoed in the next amendments of the Book of Mayor XRP for multipurpose tokens and protocols of native loans.
Despite the predominantly institutional approach of Ripple, Long did not rule out future retail points. She joked that she still has “a fraction of a Banksy since the peak of NFT days”, which underlines personal enthusiasm for fractional property models, even when the company concentrates on the background plumbing.
The president of Ripple represented a climate of the USA., Praising the reversion of Sab 121 and the thaw in the tactics of the sec application. He also pointed out the bipartisan impulse for a draft Stablecoin and the “cryptographic strategic reserve” proposed by Washington, which XRP expressly cited among the assets under consideration. “More than anything,” he observed, “validates the legitimacy of the asset.”
Summarizing Ripple’s long -term vision spirit, for a long time he emphasized the durability of hype cycles: “If we build things that solve problems and there is a real utility behind this, then everything else is resolved.” In 2025, that public services narrative revolves around the institutional rails of RLUSD, large-scale token pilots and the perspective, once unthinkable, of US banks who have XRP-LEDger assets in their balance sheets.
At the time of publication, XRP negotiated at $
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